Roberto Santiago Builds The Future of Brazil

In 1958 Roberto Santiago was born in Joao Pessoa João is the capital of the state of Paraíba in Brazil. He received a Business Administration degree from the University Center of Joao Pessoa. He also attended the Pio X-Marist College and graduated with a Master’s Degree.


Today, Roberto Santiago is a successful Brazilian businessman, generous entrepreneur, and an intelligent visionario who loves Brazil. Mr. Santiago started a business after he graduated so that he could help employ more of his conterrâneos. At the time, his business was a Cartonnage industry company that made cardboard boxes, paper and packaging products.


It was through his lucrative paper company business that he was imbued with the idea of creating a posh mall for his native Brazilians to work in, as well as to shop and dine in elegance. Thus, the great Manaira Shopping Mall was created and designed with local floral landscaping and other beautiful architectural features. Manaira is a city within Paraiba in the northeastern part of Brazil.


Roberto Santiago has further designed the Manaira Mall with a concert hall called The Domus Hall. Domus Hall was created atop the mall’s rooftop. The concern hall has already been used by many local Brazilian entertainers and other international artist who ordinarily would not have thought to perform in Brazil. Mr. Santiago also invites the local residents to use Domus Hall for weddings, anniversaries, graduation events, regional fairs, and cultural activities.


As you can tell, Manaira is Brazil’s largest mall in the Paraiba region. Mr. Santiago purchased the property in 1987 now occupied by the multi-leveled Mall. The Manaira Mall was completed in 1989. It was Roberto’s desire to improve the shopping, dining, and social activities for the region’s residents. Also, in 2013 Roberto Santiago built another modern mall call Mangerira. Mangerira is not built on the same scale of Manaira, but was a shopping center, Mangerira is a success.


Roberto Santiago does not miss an opportunity to talk to young Brazilian youths on the importance of becoming their own businessmen, to positively increase the image of their country. Mr. Santiago also encourages Brazil’s millennials to become successful entrepreneurs. Talking about educating young adults, Roberto Santiago created a school within the Manaira Mall called The College of Higher Education of Paraiba.


In addition to shoppers and diners, the Manaira Mall is quite a place of activity with the school’s students and staff. Not only are there shops of all types within the tiers of Manaira Mall, there are also upscale nightclubs/bars, restaurants, banking companies, a huge food court, large multi-lane bowling alley, several 3-D movie theaters, gaming areas, and more.


Daniel Taub

Daniel Taub, the Israeli ambassador is resigned during the summer of 2015. His four year tenure saw the doubling of trade between Israel and the U.K. The Israeli embassy credits him with a deeper link between the two countries in business, culture and academic measures. The U.K. now has more than three hundred Israeli businesses operating in it with an annual bilateral trade of more than five and a half billion dollars.


Daniel Taub who became the Israeli ambassador during 2011 was born in the U.K. He has traveled to Northern Ireland as a peace negotiator to learn from the things that were happening there. Taub told the Jewish Chronicle that he had concerns about things going on at colleges during 2012 because he wanted everyone to be able to express themselves without the fear of someone intimidating them.


George Galloway, Bradford’s city representative to parliament decided the area was to be free from Israel’s influence during 2014; Daniel Taub then visited the city in defiance. Taub stated that he was there as a result of invitations from within the community. Taub said the city did not appear to share the ideas that Galloway was promoting at the time. He also pointed out that the two locations have a long history of cooperating with each other.


Born in 1962 in Great Britain Daniel Taub attended the University College in London and Oxford in addition to the Kennedy School of Government at Harvard University. In 1989 Daniel Taub relocated to Israel and served as a combat medic for Israel Defense Forces and in the international law division as a reserve officer. In 1991 he started at the Israeli Foreign Ministry and has been in several diplomatic and legal posts since.


Daniel Taub specializes in the laws of war and counter terrorism while having expertise in international law. He has served as a legal advisor to Israel’s missions and represented the country in several multilateral fora. He has also taken an active role in peace negotiations for several countries and is very highly accomplished in a vast array of political circumstances.


Bradesco Agrees To Compensate Depositors For Losses Due To Government Plans According To CEO Luiz Carlos Trabuco

The Brazilian government had a plan in place during the 1980s and 1990s that tried to stop hyperinflation, and millions of legal disputes resulted from that plan. More than 60 percent of the people who participated in those government plans are getting a refund, according to Brazilian Federation of Banks. Bradesco along with Itaú Unibanco Holding SA, Santander Brasil SA, Caixa Econômica Federal, and Banco do Brasil SA, are giving money back to depositors who got caught in that faulty government plan. Bradesco’s CEO Luiz Carlos Trabuco thinks the unorthodox government policies like confiscating savings accounts and investment 30 years ago did more harm than good. Trabuco should know. He saw the damage first-hand.

In spite of the depositor compensation issue, Bradesco and Trabuco continue to give shareholders and bank customers something to cheer about. Trabuco is now the Chairman of the Board as well as the bank’s CEO until a replacement for that position surfaces. There are seven qualified men in the hunt for Trabuco’s spot. Trabuco has to give up his CEO role because of his age. Bradesco has a CEO age limit, and Trabuco is past the 67-year-old age limit. Brazilian banking legend and only the second man to hold the position of Chairman of Bradesco, Lázaro de Mello Brandão is retiring at the end of the year, and Trabuco will fill his shoes. Even though the legendary banker is retiring, he will still have a desk, and a frank opinion when it comes to developing new bank strategies.


Bradesco is the second largest bank in the nation, and it is one of the first to have an easy-to-use online banking platform, thanks to Trabuco and Mauricio Machado de Minas, the Chief of the bank’s IT department. Plus, with more than 5,000 bank branches and thousands of ATM locations, Bradesco gives bank customers convenient banking options because that’s what Brazilians want. Trabuco is the maestro of digital banking, but he doesn’t take all the credit. He has a loyal staff of important bank executives, and that’s why seven of them are candidates to replace him as CEO at the beginning of 2018.

Trabuco’s banking career is nothing to sneeze at. He has an outstanding track record when it comes to profitability, assets under management and new banking services. For almost fifty years, Trabuco has given Bradesco the leadership and the expertise it needed to become the best private bank in the country. Mr. Trabuco was not a finance major or an accountant, but his calculating mind and no-nonsense business approach gave the bank the credibility it needed in a country where banks have little credibility. Luiz is at the top of his banking game, and he is ready to pass the CEO position to one of his qualified teammates. IT executive Mauricio Machado de Minas may be the top candidate, but lending officer, Domingos Figueiredo Abreu, and Human Resource Manager, Andre Cano, and are also top candidates.

But some bank employees think Octavio de Lazari, the president of Banco Seguros, may have an advantage. Others say operations executive Josué Augusto Pancini is the top contender. Investment division head, Marcelo Noronha may be the right man for the job, according to some shareholders according to No matter who gets the job, Luiz Carlos Trabuco will still oversee bank operations, and Lázaro de Mello Brandão will be right next to him watching the bank grow in Brazil’s budding digital banking world. That’s the way Bradesco rolls. The people who work for the bank stay around especially bank executives. Trabuco is the third person in the bank’s history to become the Chairman of the Board.

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Dick DeVos Chairs Education Reforms

Dick DeVos is a successful businessman who has held executive positions in various institutions such as Amway, The Windquest Group (he is currently the president) and the Orlando Magic. He spent nine years as head of Amway from 1993-2002,being in charge of all its operations spanning 50 countries in 6 continents and reported $4.5 billion profit in his last fiscal year as Amway’s president. Before that he was Vice president in the same organization. He has also been Chief Executive Officer of Orlando Magic for 3 years.


Background information


Mr. DeVos has been involved in community initiatives, particularly through the Dick and Betsy foundation which he co-runs with his wife Betsy DeVos. He is the founder of Education Freedom fund which has so far awarded over 4000 scholarships to Michigan’s underprivileged children. He is also founder of Michigan’s Aviation Academy that aims to offer aviation focused education programs. He has also served as member in the State’s Education board, and got appointed to the management advisory council of federal aviation administration. He is married with 7 children and 6 grandchildren.


Role in education reform


Dick DeVos, through their family foundation, has been extensively involved in advocating for educational reforms through their educational-choice movement, which advocates for kids, especially from underprivileged families, to access good education in private or better public school systems. It was borne out of their desire to help parents, majorly those from lower income families, to be able to have choices when selecting schools for their children. The movements success can be seen, so far about 250000 children from 33 publicly funded choice programs within 17 states. The number of students involved in the choice programs has grown by 40000 and new programs got launched in Virginia, New Hampshire, Louisiana and Pennsylvania, with expansions being seen in Ohio, Florida and Arizona. In Indiana, over 10000 students have already been enrolled in the program, which is barely 2 years old in that state.


The end goal of his foundations role in education choice advocacy


This is all being done with the hope that it will enable parents, regardless of their background and financial capabilities, to have an equal opportunity in choosing what educational setting they think is best for their children. This way, Mr. DeVos hopes that those students will have the opportunity to exploit and fulfill their potentials and talents to the maximum and for the communities ultimate good.


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The Changes that Talk Fusion has brought in the Business Industry

Talk Fusion has brought a significant revolution in the way people conduct their daily business operations through the great video options that it has given them an opportunity to create. The firm has successfully enabled individuals; particularly business owners develop unique videos to promote their businesses. Corporations have now adopted the use of videos to better service of their customers as well as bring in new work. A significant number of companies have successfully created excellent graphics which their clients use either to print or for online video purposes.

The high tech innovations used in making Talk Fusion have enabled individuals to create great videos that are super fast to load and clear to the individuals viewing them. Through the high platform, communication has become comfortable, and the old ways of passing messages to recipients have been eliminated. Besides, Talk Fusion has given people an excellent opportunity to express themselves regardless of their level of education as well as their location. People have had a unique opportunity to share fun moments with their friends and family members by sending funny videos as well as the usual videos of what their lives entail.

The platform has also brought efficacy in the business operations of many individuals as they can now access and evaluate the value of a particular product through the broad range of videos available on the platform. The cost of traveling to business premises to gain information concerning certain goods and services has been reduced. Besides, the high affordability of the platform has seen a significant number of individuals choose to do business with it. The high technology used in designing Talk Fusion has made it emerge to be one of the world`s leading all in one video marketing solution for many companies.

Talk Fusion has continued to top the advertising industry thanks to the significant commitment exercised by its team of employees. The workers have always drawn their motivation to work from its leader, founder, and CEO Bob Reiner. Bob`s passion for succeeding has seen him bring more innovations to fuel the growth of the firm and looks forward to making its services better than their current condition. Learn more:

Despite providing significant funding to prisons, Securus is able to keep rates low

One of the more contentious points in the prison communications industry is the fact that many of the nation’s largest inmate communications companies provide commissions to the institutions in which they are allowed to operate. In fact, many of the bidding processes involved in getting these contracts are centered around the ability of the communications firms to pay the most money possible back to the institutions where they are hired. This means that, in practice, many prison communications contracts are often rewarded simply on the basis of what company can provide the highest rates of return for the institution itself.


Understandably, this often leads to complaints on the part of prisoners and their family members, especially in states like Arizona, where prisoners are often forced to pay up to $1.50 per minute to make outgoing phone calls from the states carceral institutions.


But in other jurisdictions, like Louisiana, companies such as Securus Technologies, one of the leading inmate communications providers in the country, are able to both provide significant sources of revenue to the institutions in which they operate as well as maintaining low rates for inmates placing outgoing calls. In the state of Louisiana, Securus pays an average of 71 percent of all revenues to the institutions where operates. This high commission rate results in the prisons where Securus has its telephone systems making significant revenues from outgoing phone calls, allowing those prisons to maintain themselves well-staffed and operate enough beds to house the ever-increasing inmate population of that state.


But even paying such high commission rates, Securus is able to keep the average price of a phone call in the state of Louisiana down to $0.15 per minute, a rate that is low enough to allow the vast majority of inmates to stay in frequent contact with their loved ones on the outside of prison.


Bradesco Has A New Hotshot CEO – Luiz Carlos Trabuco Cappi

Bradesco is a company with a long history going back to the 1990s. Amador Aguiar had started the company with a small bank branch in a small town and it grew from there. The bank had a lot of ups and downs, but it has remained at the top of the charts for the past few decades.

Luiz Carlos Trabuco Cappi is now the CEO of the company and has been for several years. He has held leadership positions within the company for several years and has been on the board of executives since the 1990s.

For the longest time, Luiz was a marketing director for the company. His role as the head of marketing really changed the way the public saw Bradesco as a company. Originally, Amador had set a policy of closing its doors to the media so that the company can have a lot of privacy. Luiz saw this as a negative thing and decided that investing in more PR stunts and being open to reporters was a way to increase its public image. The market had demanded that corporations become more than just big wealth hoarders, but rather public figures that adjust to their needs and demands.

When Amador Aguiar had died in 1991, he was considered to be the prime candidate to replace him as the CEO. With his death came a huge rush to find a way to reorganize the leadership structure of the company. The executives of the company felt that it was more appropriate to give the position to a much older executive so the position was eventually handed over to Márcio Cypriano.

Márcio Cypriano had greatly increased the size of the company by acquiring smaller banks around the country. It had gotten to a point where Bradesco was considered to be the largest company in Brazil. Even the Brazilian branches of HSBC Brazil and American Express had sold out to the corporate giant. With all of these purchases, there was definitely a lot more responsibility as well.


Luiz is probably one of the most modest CEOs of the bank or any other bank in the country. Brazillian executives are seen as ultra-rich old guys that live excessive lifestyles. Luiz Carlos Trabuco Cappi, on the other had, had mostly a working-class lifestyle for the majority of his life. He had started working for the company in a minimum wage position at the age of 18. He worked his way up while studying on the side without the assistance from his family.

Bradesco is a large and wealthy company, but it is not like there isn’t a struggle. Luiz had inherited a large amount of responsibility when he became CEO of this giant bank. The competing companies had started to merge and nibble at the ankles of Bradesco. The larger companies also merged and had knocked Bradesco down from being the largest bank in the country to the third. In addition to this, the financial market has been in a steady decline in the country.

Bradesco Is Still Going Strong
Despite the increase competitiveness in the financial market, Bradesco is still a top dog in the country. They have 5,300 branches that is visible from any city center. They have nearly 40,000 cash machines spread all across the country. Every supermarket, corner store, pharmacy and mall is likely to have a Bradesco ATM sitting in the corner.

Since it has been last reported, their total amount of assets currently sits at nearly 400 billion. They also steadily hold 50 billion in yearly revenue. They still continue to provide high quality services that includes banking, loans, asset management and insurance.

The Market America Miami Conference

The Market America Miami conference in February attracted an impressive 25,000 entrepreneurs, including celebrities such as Fat Joe, Lala Anthony, Daymond John, and Alejandro Sanz. Other notable personalities who attended the conference are Mayor Philip Levine, Scottie Pippen, and Cliff Floyd. The Market America Miami conference was meant to showcase the new company products, technologies, opportunities and strategic initiatives. However, more importantly, the Market America Miami conference was aimed at presenting entrepreneurs and clients with knowledge and information on how to make money while shopping with the company.


The Market America Miami conference announced the launch of the Shopping Annuity program which would see customers and clients get rewarded for s[ending top dollar on the company. The top shoppers and buyers and those who shift their purchases of everyday products to will be paid generously under this program. B analyzing customer spending habits using top notch digital tools introduced in the Market America Miami conference, clients who are determined to meet the criteria for the program will be rewarded with 50% cash back for on all the qualifying purchases.


The company’s founder, chairman and CEO JR Rindinger said that this program is a revolutionary initiative which would effectively create a different economy where shoppers could earn money for their purchases. Mr. Rindinger also noted that the UnFranchise had been effective in revolutionizing the online marketing and retail industry and took the opportunity that the Market America Miami conference presented to thank all the people who had been involved in making the entire process a success.

Damac Properties and Hussain Sajwani Have Transformed Dubai Real Estate

Hussain Sajwani is the beacon of real estate development in the middle east. Ever since he formed Damac Properties in 2002, he has been the leader of new innovations in the development of real estate properties in the area, starting in Dubai and spreading to other countries in the area.


As a youth he swore that he would never be a businessman because his father had made him work long hours after school in the family clock business. He wanted to just get a degree and work normal hours as a professional. His attitude changed, however, when he found an opportunity to purchase a large volume of candy which he then resold at a nice profit to his fellow classmates.


He received an engineering degree from the University of Washington in the US and then went back home to work as an executive in an oil company. When the Gulf Wars occurred, he was very successful at forming a company that provided catering services to the US Army. The catering division of his enterprises is still active today, and very profitable.


In 2002, Sajwani founded Damac Properties to take advantage of a government decree that allowed foreigners to take up permanent residence in his country. He moved quickly to establish himself, using the capital and experience gleaned from his catering experiences. By using innovative promotion and fundamental business sense, he was able to purchase property in an undeveloped area, and sell out his first project in six months, a 38 story apartment project.


The Damac owner always pays cash for his land. That way there is never a question as to him leaving or moving on. His projects each have their own bank account so that there is no transfers or mingling of funds. Abundant cash reserves are kept so that construction will continue, even if the economy goes bad. The real estate projects are never financed over a 20 percent limit.


The Hussain Sajwani family members are also involved in the business as much as they wish to be. Sajwani understands that family talent is essential to the long-term aspects of the business and he plans accordingly.


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Who Is Marc Sparks?

Marc Sparks is an eminent entrepreneur, and venture capitalist. He graduated high school in 1975 with an average grade of C. Sparks barely has an educational background in what he does. However, he is passionate about helping other people create a path to success by turning different ideas into businesses. His boundless energy, and resilient attitude have earned Sparks many accolades as an entrepreneur. Learn more:


He has started dozens of outrageously successful startups within his 35 years of entrepreneurialism. Most of the startups are majorly involved in telecommunication, real estate, and business solutions. Some of the startups include Bluejay Wireless, Blue Ox logistics, Splash Media, and Cobalt Real Estate Services among many others. Learn more:

Sparks is the CEO of Timber Creek LP based in Dallas, Texas. Timber Creek is his current major venture capitalist company. It is a private equity firm that manages and maintains dozens of portfolio companies. The company’s objective is to turn dreams into income generating products and services. It helps businesses meet their goals by providing capital, marketing, office space, and equipment among others. Learn more:


Apart from being a successful serial entrepreneur, Sparks is also an author. He decided to document his journey so that other people can learn from him. In 2014, Sparks published a book titled,They Can’t Eat You. He reveals how the C student transformed into a serial entrepreneur. In the book, he shares both his successes and failures. When he wrote the book, he aimed at encouraging entrepreneurs to keep going even when they face setbacks. After all, Sparks is no stranger to challenges. Learn more:


Marc Sparks is also a passionate philanthropist. He has given back to the society by helping homeless shelters like Samaritan Inn, in Texas. Sparks has also taken part in building homes with Habitat for Humanity. He is a great supporter of America Can Academy. Sparks also started the Sparky’s Kids Foundation, which is involved in giving computers to at-risk kids, with an aim to break the cycle of poverty.


Marc also engages in stress relieving activities, given the huge responsibilities he has. Sparks loves to partake in outdoor activities like biking, hunting, fishing, and adventurous travel. He gets inspiration from the dozens of exotic places he visits. Serengeti, Machu Picchu, and Angkor Wat are among the beautiful places Sparks has visited.


In a nutshell, Sparks transformed his high school grade of a C into more than 35 years of entrepreneurialism. He started dozens of flourishing startups. Sparks also published a book that reveals his successful journey. Apart from being a hardworking businessman, he also takes part in philanthropic activities. Sparks is also an outdoor enthusiast. It is no secret that Sparks’ story is indeed an epitome of bare-bones success.